I had so much fun with you all when I posted 38 things I never spend money on, I thought I’d come up with a list of the things I do spend money on.
Obviously, we spend money on more than just these 31 things – I mean, bills! So this list is more about those intentional spending decisions we make beyond normal living expenses.
Just like choosing not to spend money on certain things, the things we do spend on are unique and individual. Everyone is different. I’d love it if you’d join in the comments and share what you spend on!
31 things I spend money on
Gym Membership – it works for me. I had a gym membership in college (that I used!), but spent 20 some years since then exercising on my own (which was sporadic). Two years ago we got a family membership at the local YMCA and haven’t looked back.
Netflix – no cable here. I actually like Netflix better (no commercials!). The downside is that when I actually do find a series I like (right now, it’s White Collar), I watch 2 episodes in a row (though I still only watch about 5 hours/week).
Organic/Healthy Food – I decided to go mostly organic in February. Surprisingly, our grocery bill only went up about 20% (hovering right around $350-400/month). Thank you, Costco!
Martial Arts – we love everything about Tae Kwon Do – not only the exercise, but the mental and physical challenges.
Quality dog/cat food – our cat, Shadow, taught us that this one thing saves hundreds in vet bills.
Zip Lock Bags – used sparingly, they are a wonderful convenience.
Paper Plates – for when the dishwasher is full, dinner is late and I just want to go to bed. One package lasts several months.
Drywall – we hired this out when we finished our basement. It would have taken us 20x as long to do it ourselves. This one was worth it to us.
Tools – despite the drywall, we typically DIY everything. With the right tools (and a few youtube videos), you can fix, build, or maintain almost anything yourself.
Grass seed – we over-seed our lawn each year to keep the weeds to a minimum.
Gas – we drive more than I would like. We chose to move out of the metro, which means a longer commute. That said, I plan to experiment with biking most of the time this summer – we have access to great bike trails.
Climbing Gym – we own our own equipment and use a punch card to save as much as we can. It’s a challenging activity we enjoy doing together.
Books – there are some books that I end up renewing or checking out over and over again. Those are the ones worth owning, in my opinion.
Going out to eat – we go out to eat about twice a month, on average. We budget for it, plan ahead and treat it as entertainment.
Knives – never underestimate the utility (and safety) of a good quality, sharp knife. A must for anyone who cooks. (I like and use these.)
Online Courses – I admit, I’ve probably spent too much on these in the last year. I’m on a ban – no more courses until I complete everything I already paid for.
Giving/Charity – we give to charitable causes, but also give random gifts to strangers, family and friends.
WiFi – I have a blog!
A/C – we keep it turned up in the summer to save on the cost. On those 100 degree days, I am grateful for the option.
Coffee – coffee is always an option at our house (we have decaf too!).
Alcohol – cocktails are usually an option at our house, though not a wide variety.
Vitamins – Vitamin C (for one teen that doesn’t eat as healthy as I would like), Vitamin D in the winter, and probiotics (though Linda pointed out the probiotics might be a waste of money – I need to check my brand).
Beds – never underestimate the value of a good, quality mattress. Sleep is a glorious thing.
Garden supplies – because I love to play in the dirt and watch those seeds grow into beautiful plants that feed us tasty food.
Health care – we’ve recently dropped a pretty penny to travel out of town for health care (besides our high deductible). Totally worth it.
Home improvement – we are home improvement addicts. We have officially banned ourselves from any big projects this year. (But we have a rental property – which will provide an outlet for our passion.)
Family photos – every 1 ½ years, we have family pictures taken, as well as individual shots of the kids.
Life Insurance – the rest of the family won’t have to worry about finances if one of us were to die. We chose term insurance and will re-evaluate our needs a few years from now.
Amazon Prime – mostly for Amazon’s two day shipping (because I don’t like to shop. At. All.), but there are many other perks.
Deodorant – otherwise life would kind of stink!
Your turn! What do you choose to spend on?
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